Every year International Women’s Day is celebrated on 8^th March to mark the achievements of women around the world. Indian women have come a long way from being humble house wives to being Scientists, CEOs, Olympians, Pilots,World Leaders and lot more. We don’t need a day to honour us and tell us how independent, outstanding and awesome we are; we do amazing things every single day.

Women no longer make compromises in their career and their lives. They are independent thinkers who take up challenging roles at work and justly deserve parity in gender based pay scale.

Today’s Generation Y are go getters, trend setters and game changers who believe in living in the present and not worry about the future. They are young, ambitious and are defined by their passion. They do not believe in doing things the traditional way, this means they unlike Generation X before them will delay parenthood and that they will also not worry about their retirement because they just might not retire.

In 10 years, if you invest Rs. 10,000 per month into SIP, you are actually saving about Rs. 12 lakhs and staying invested for 10 years ensures a return of Rs. 24 lakhs, which is double the amount invested. This is how wealth is created.

You are at a stage of life where your bank account no longer trends to Zero as often as when you had started working. You think about saving a part of the surplus salary but often wonder would this monthly saving amount to much.

All of us would love to achieve our dreams, without having to worry about how to finance them. But in reality, we often end up compromising on our dreams. To achieve our dreams, we need to plan and make the right choices at the right time.

Planning for our dreams involves saving and investing a part of our income today to use it at a later time to realize our dream(s). Many people invest their money in bank fixed deposits (FDs) that yield a safe albeit low return. Others put their money in stock markets – a risky but potentially rewarding investment.

In the age before digitalization, Fixed Deposit was considered an ideal investment solution because it was safe and gave higher return than savings account. This is still true; however, FDs do not necessarily give the best return on your investment. In fact, it is quite low when compared to Mutual Funds.

The annual return of a 5yrs FD is around 7% depending upon the bank chosen; whereas the average 5 yrs historical annual return in the top 5 (MintWalk suggested) Debt Mutual Funds and Equity Mutual Funds were around 8.5% and 16.7% respectively.

This Budget day, typically like past ones, saw equity market volatility as the new Budget announcements trickled in. Market players react compulsively to news flow. With such limited time to analyze the long term implication of the news, it is natural that the market goes through extreme movements on the budget day.

Inspite of saving regularly for a few months, you have ended up spending most of the money put aside for your dream car and now need to start all over again. Frustrated!

Mornings on a white sandy beach with the winter sun all balmy and golden is my absolute winter dream. Posting pictures of my exotic vacation on Instagram is all I dream about.

Goa seems to be the ideal destination this winter. And you might need a little more than sunscreen and shades to make it worthwhile! We have some tips to plan your next winter vacation.