In 10 years, if you invest Rs. 10,000 per month into SIP, you are actually saving about Rs. 12 lakhs and staying invested for 10 years ensures a return of Rs. 24 lakhs, which is double the amount invested. This is how wealth is created.
You are at a stage of life where your bank account no longer trends to Zero as often as when you had started working. You think about saving a part of the surplus salary but often wonder would this monthly saving amount to much.