All of us would love to achieve our dreams, without having to worry about how to finance them. But in reality, we often end up compromising on our dreams. To achieve our dreams, we need to plan and make the right choices at the right time.

Planning for our dreams involves saving and investing a part of our income today to use it at a later time to realize our dream(s). Many people invest their money in bank fixed deposits (FDs) that yield a safe albeit low return. Others put their money in stock markets – a risky but potentially rewarding investment.